Disclosures

Spurstone Advisory Services, LLC, d/b/a Spurstone is an SEC registered investment adviser. Spurstone may only transact business
in those states in which it is registered or qualifies for an exemption or exclusion from registration requirements. Spurstone
website is limited to the dissemination of general information pertaining to its advisory services, together with access to
additional investment-related information, publications, and third-party links. Accordingly, the publication of Spurstone’s
website on the Internet should not be construed by any consumer and/or prospective client as Spurstone’s solicitation to effect,
or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the
Internet. Any subsequent, direct communication by Spurstone with a prospective client shall be conducted by a representative
that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client
resides. For information pertaining to the registration status of Spurstone, please contact the state securities regulators for
those states in which Spurstone maintains a registration filing. A copy of Spurstone’s current written disclosure statement
discussing Spurstone’s business operations, services, and fees is available at the SEC’s investment adviser public information
website – www.adviserinfo.sec.gov or from Spurstone upon written request.
Please remember that different types of investments involve varying degrees of risk, and there can be no assurance that the
future performance of any specific investment or investment strategy (including those undertaken or recommended by
Company), will be profitable or equal any historical performance level(s).
This website and information are provided for guidance and information purposes only. Investments involve risk and unless
otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before
implementing any strategy. This website and information are not intended to provide investment, tax, or legal advice.
Insurance products and services are offered and sold through Spurstone Wealth Management, LLC, and individually licensed and
appointed insurance agents.

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FORM ADV Part 3    PRIVACY NOTICE